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This institution is no longer active

Operations ceased on August 18, 2012. CRA examination history below reflects the period it was active.

OHIO RIVER BANK

IRONTON, OH · Supervised by FDIC

Est. 1995FDIC #34,017RSSD: FDIC-34017
Part ofPREMIER FINANCIAL BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: September 2010

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.14%

Institution Profile

FDIC BankFind

Address

221 Railroad Street, IRONTON, OH

County

Lawrence County

Established

May 22, 1995

Total Assets

$107M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2010

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 15 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2012Call Report / FDIC

Total Assets

$107M

Total Deposits

$91M

Net Loans

$60M

Net Income

$570K

ROA

1.14%

ROE

13.11%

Risk-Based Capital

16.53%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

3 previous ratings locked — dating back to 1996

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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