This institution is no longer active

Operations ceased on January 14, 2011. CRA examination history below reflects the period it was active.

OGLETHORPE BANK

BRUNSWICK, GA · Supervised by FDIC

Est. 2003FDIC #57,440RSSD: FDIC-57440

Part ofOGLETHORPE BANK HOLDING CO INC→ View all charters

Satisfactory

Current rating · Exam: December 2005

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -6.26%

Institution Profile

FDIC BankFind

Address

3024 Cypress Mill Road, BRUNSWICK, GA

County

Glynn County

Established

August 26, 2003

Total Assets

$211M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2005

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 20 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2010Call Report / FDIC

Total Assets

$211M

Total Deposits

$201M

Net Loans

$154M

Net Income

$-14,948K

ROA

-6.26%

ROE

-356.69%

Risk-Based Capital

-3.29%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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