Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$722M
Total Deposits
$640M
Net Loans
$498M
Net Income
$1M
ROA
0.71%
Above avg for Small banks. Peer avg: 0.44%
ROE
7.80%
Risk-Based Capital
14.64%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 323 | 79.26% | 3.10% |
| 2023 | 292 | 78.42% | 2.40% |
| 2022 | 201 | 86.07% | 3.48% |
| 2021 | 292 | 92.12% | 2.74% |
| 2020 | 358 | 89.94% | 3.35% |
| 2019 | 114 | 89.47% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2025 | Satisfactory | Intermediate Small Bank |
| Jul 2022 | Satisfactory | Intermediate Small Bank |
| Sep 2019 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1993
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Total Branches
6
Branch Deposits
$589M
1-Year Change
0
5-year net change: +2 branches
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Preview:
| 2018 | 83 | 96.39% | 1.20% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red