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This institution is no longer active

Operations ceased on January 1, 2025. CRA examination history below reflects the period it was active.

OAKDALE STATE BANK

OAKDALE, IL · Supervised by FDIC

Est. 1920FDIC #11,300RSSD: FDIC-11300
Satisfactory Same

Current rating · Exam: May 2023

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.88%

Institution Profile

FDIC BankFind

Address

86 N Weigh St, OAKDALE, IL

County

Washington County

Established

December 28, 1920

Total Assets

$24M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2023

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:May 2028(based on asset size)

Financial Snapshot

As of Q4 2024Call Report / FDIC

Total Assets

$24M

Total Deposits

$21M

Net Loans

$13M

Net Income

$222K

ROA

0.88%

ROE

6.74%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

8 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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