🏦Bank Scorer

This institution is no longer active

Operations ceased on May 24, 2019. CRA examination history below reflects the period it was active.

OAK BANK

CHICAGO, IL · Supervised by FDIC

Est. 1970FDIC #20,226RSSD: FDIC-20226
Part ofRUSH-OAK CORP→ View all charters
Satisfactory Same

Current rating · Exam: March 2014

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.57%

Institution Profile

FDIC BankFind

Address

1000 North Rush Street, CHICAGO, IL

County

Cook County

Established

July 31, 1970

Total Assets

$201M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2014

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 12 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2019Call Report / FDIC

Total Assets

$201M

Total Deposits

$163M

Net Loans

$139M

Net Income

$281K

ROA

0.57%

ROE

3.16%

Risk-Based Capital

23.68%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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