🏦Bank Scorer

This institution is no longer active

Operations ceased on May 1, 2025. CRA examination history below reflects the period it was active.

NORTHWEST BANK OF ROCKFORD

ROCKFORD, IL · Supervised by FDIC

Est. 1972FDIC #20,666RSSD: FDIC-20666
Part ofFORESIGHT FINANCIAL GROUP INC→ View all charters
Satisfactory Same

Current rating · Exam: February 2024

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.96%

Institution Profile

FDIC BankFind

Address

3106 N Rockton Ave, ROCKFORD, IL

County

Winnebago County

Established

April 21, 1972

Total Assets

$483M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2024

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Feb 2028(based on asset size)

Financial Snapshot

As of Q1 2025Call Report / FDIC

Total Assets

$483M

Total Deposits

$421M

Net Loans

$341M

Net Income

$1M

ROA

0.96%

ROE

12.28%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate7.02%Peer avg: 7.63%▲ Above avg

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Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202424276.86%7.02%
202322878.51%5.70%
202234880.46%4.60%
202173677.17%11.01%
202099075.15%10.61%
201947477.22%10.13%
201854271.77%9.96%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

8 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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