This institution is no longer active
Operations ceased on May 1, 2025. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$483M
Total Deposits
$421M
Net Loans
$341M
Net Income
$1M
ROA
0.96%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.28%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 242 | 76.86% | 7.02% |
| 2023 | 228 | 78.51% | 5.70% |
| 2022 | 348 | 80.46% | 4.60% |
| 2021 | 736 | 77.17% | 11.01% |
| 2020 | 990 | 75.15% | 10.61% |
| 2019 | 474 | 77.22% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2024 | Satisfactory | Small Bank |
| Nov 2020 | Satisfactory | Small Bank |
| Oct 2014 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Preview:
Address
County
Established
Total Assets
| 2018 | 542 | 71.77% | 9.96% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red