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This institution is no longer active

Operations ceased on December 19, 2014. CRA examination history below reflects the period it was active.

NORTHERN STAR BANK

MANKATO, MN · Supervised by FDIC

Est. 1999FDIC #34,983RSSD: FDIC-34983
Part ofNORTHERN STAR FINANCIAL INC→ View all charters
Satisfactory Same

Current rating · Exam: May 2011

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.73%

Institution Profile

FDIC BankFind

Address

1650 Madison Avenue, MANKATO, MN

County

Blue Earth County

Established

January 25, 1999

Total Assets

$19M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2011

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 15 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2014Call Report / FDIC

Total Assets

$19M

Total Deposits

$18M

Net Loans

$12M

Net Income

$-110K

ROA

-0.73%

ROE

-32.79%

Risk-Based Capital

4.57%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

2 previous ratings locked — dating back to 2001

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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