Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$270M
Total Deposits
$203M
Net Loans
$129M
Net Income
$222K
ROA
0.33%
Below avg for Small banks. Peer avg: 0.44%
ROE
1.46%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 453 | 65.56% | 6.18% |
| 2023 | 153 | 66.01% | 8.50% |
| 2022 | 108 | 65.74% | 15.74% |
| 2021 | 269 | 65.06% | 12.27% |
| 2020 | 325 | 63.69% | 20.62% |
| 2019 | 197 | 56.35% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2010 | Outstanding | Small Bank |
| Jan 2004 | Outstanding | Small Bank |
| Jan 1998 | Outstanding | Small Bank |
2 previous ratings locked — back to 1992
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Exam dates and details are paywalled
Total Branches
3
Branch Deposits
$212M
1-Year Change
0
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Preview:
| 2018 | 149 | 67.11% | 18.79% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red