Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$3.3B
Total Deposits
$2.7B
Net Loans
$2.4B
Net Income
$10M
ROA
1.27%
Above avg for Community banks. Peer avg: 0.90%
ROE
8.56%
Risk-Based Capital
16.58%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 258 | 69.77% | 15.50% |
| 2023 | 357 | 71.15% | 13.45% |
| 2022 | 535 | 72.52% | 13.46% |
| 2021 | 830 | 78.55% | 7.95% |
| 2020 | 1,037 | 75.89% | 8.68% |
| 2019 | 557 | 75.04% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2023 | Satisfactory | Large Bank |
| Dec 2019 | Satisfactory | Intermediate Small Bank |
| Jan 2017 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1990
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Total Branches
25
Branch Deposits
$2.4B
1-Year Change
+9
5-year net change: +6 branches
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Preview:
| 12.03% |
| 2018 | 507 | 69.82% | 13.61% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red