3 active banks · 1 merged/absorbed · $6.9B combined assets
RSSD ID: 3728930 (FFIEC NIC)
Combined Assets
$6.9B
CRA Rating Summary
Across all 33 exams on record for this banking group's charters, 94% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
3 of 3 banks · Meets expectations for community lending
Combined Assets
$6.9B
3 active banks
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$5.8B
Net Income
$19M
ROA (avg)
1.12%
asset-weighted avg
Aggregated HMDA data across all active charters for 2024.
Applications
258
Origination Rate
69.77%
Denial Rate
15.5%
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| NORTH SHORE BANK, A CO-OPERATIVE BANK | PEABODY, MA | FDIC | $3.3B | Satisfactory | Feb 2023 |
| EASTHAMPTON SAVINGS BANK | EASTHAMPTON, MA | FDIC | $2.0B | Satisfactory | Jul 2012 |
| HOMETOWN BANK, A COOPERATIVE BANK | OXFORD, MA | FDIC | $1.6B | Satisfactory | Nov 2014 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.