This institution is no longer active

Operations ceased on October 1, 2025. CRA examination history below reflects the period it was active.

NORTH GEORGIA NATIONAL BANK

CALHOUN, GA · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1999FDIC #34,662

Satisfactory

Current rating · Exam: February 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Institution Profile

FDIC BankFind

Address

350 W Belmont Dr, CALHOUN, GA

County

Gordon County

Established

February 10, 1999

Total Assets

$272M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 28, 1992

Exam Type

Not Reported

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$251M

1-Year Change

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	54	77.78%	9.26%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

This is the only examination on record for this bank.

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