Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.5B
Total Deposits
$1.1B
Net Loans
$759M
Net Income
$7M
ROA
1.90%
Above avg for Community banks. Peer avg: 0.90%
ROE
28.77%
Risk-Based Capital
15.47%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 19 | 78.95% | 5.26% |
| 2023 | 34 | 97.06% | 2.94% |
| 2019 | 47 | 95.74% | 2.13% |
| 2018 | 39 | 79.49% | 7.69% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2014 | Satisfactory | Small Bank |
| Apr 2011 | Satisfactory | Small Bank |
| Jan 2006 | Satisfactory | Small Bank |
1 previous rating locked — back to 2001
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Total Branches
6
Branch Deposits
$1.1B
1-Year Change
0
5-year net change: +1 branches
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