🏦Bank Scorer

This institution is no longer active

Operations ceased on June 26, 2025. CRA examination history below reflects the period it was active.

NORTH ADAMS STATE BANK

URSA, IL · Supervised by FDIC

Est. 1980FDIC #23,244RSSD: FDIC-23244
Part ofLIBERTY BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: December 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.02%

Institution Profile

FDIC BankFind

Address

114 N Warsaw St, URSA, IL

County

Adams County

Established

November 10, 1980

Total Assets

$45M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2024

Exam Type

Small Bank

Regulator

FDIC
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Estimated next exam:Dec 2029(based on asset size)

Financial Snapshot

As of Q1 2025Call Report / FDIC

Total Assets

$45M

Total Deposits

$39M

Net Loans

$22M

Net Income

$115K

ROA

1.02%

ROE

7.92%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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