NINNESCAH VALLEY BANK

CUNNINGHAM, KS · Supervised by FDIC

Est. 1925FDIC #4,652RSSD: FDIC-4652

Satisfactory

Current rating · Exam: June 2020

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.08%

Institution Profile

FDIC BankFind

Website

www.nvalleybank.com

Address

101 E 1st St, CUNNINGHAM, KS

County

Kingman County

Established

July 23, 1925

Total Assets

$44M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2020

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 6 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$44M

Total Deposits

$40M

Net Loans

$17M

Net Income

$114K

ROA

1.08%

ROE

11.94%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$39M

1-Year Change

This is the only examination on record for this bank.

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