Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$194M
Total Deposits
$176M
Net Loans
$113M
Net Income
$509K
ROA
1.06%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.40%
Risk-Based Capital
15.06%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 157 | 85.99% | 5.10% |
| 2023 | 105 | 80% | 0.00% |
| 2022 | 170 | 84.12% | 1.76% |
| 2021 | 557 | 88.87% | 3.23% |
| 2019 | 119 | 91.6% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2025 | Satisfactory | Small Bank |
| May 2019 | Satisfactory | Small Bank |
| Aug 2013 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1990
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Total Branches
3
Branch Deposits
$172M
1-Year Change
0
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