This institution is no longer active
Operations ceased on April 23, 2010. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$447M
Total Deposits
$439M
Net Loans
$384M
Net Income
$-9,519K
ROA
-7.96%
Below avg for Small banks. Peer avg: 0.44%
ROE
-427.08%
Risk-Based Capital
2.34%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 46 | 100% | 0.00% |
| 2020 | 71 | 21.13% | 0.00% |
| 2019 | 497 | 14.69% | 42.05% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2009 | Satisfactory | Intermediate Small Bank |
| Jun 2006 | Satisfactory | Intermediate Small Bank |
| Jul 2001 | Satisfactory | Small Bank |
Exam dates and details are paywalled
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Address
County
Established
Total Assets