Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$239M
Total Deposits
$200M
Net Loans
$212M
Net Income
$483K
ROA
0.83%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.70%
Risk-Based Capital
12.76%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 98 | 87.76% | 3.06% |
| 2023 | 97 | 81.44% | 5.15% |
| 2022 | 96 | 82.29% | 1.04% |
| 2021 | 91 | 75.82% | 5.49% |
| 2020 | 75 | 53.33% | 12.00% |
| 2019 | 99 | 81.82% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2020 | Satisfactory | Small Bank |
| Dec 2014 | Satisfactory | Small Bank |
Exam dates and details are paywalled
Total Branches
2
Branch Deposits
$181M
1-Year Change
0
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| 2018 | 88 | 72.73% | 3.41% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red