Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.2B
Total Deposits
$997M
Net Loans
$885M
Net Income
$5M
ROA
1.66%
Above avg for Community banks. Peer avg: 0.90%
ROE
10.14%
Risk-Based Capital
23.61%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 12,923 | 60.59% | 9.81% |
| 2023 | 10,208 | 57.85% | 9.48% |
| 2022 | 12,757 | 60.63% | 8.09% |
| 2021 | 28,293 | 64.91% | 5.43% |
| 2020 | 35,451 | 56.54% | 5.67% |
| 2019 | 20,313 | 64.2% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2022 | Satisfactory | Strategic Plan |
| Jul 2020 | Needs to Improve | Intermediate Small Bank |
| May 2017 | Satisfactory | Intermediate Small Bank |
Exam dates and details are paywalled
Total Branches
4
Branch Deposits
$923M
1-Year Change
0
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| 4.89% |
| 2018 | 12,442 | 68.98% | 5.66% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red