🏦Bank Scorer

NBKC BANK

LEAWOOD, KS · Supervised by FDIC

Est. 1999FDIC #35,014RSSD: FDIC-35014
Part ofAMERI-NATIONAL CORP→ View all charters
Satisfactory Up

Current rating · Exam: October 2022

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.66%

Institution Profile

FDIC BankFind

Address

3510 W 95th St, LEAWOOD, KS

County

Johnson County

Established

March 30, 1999

Total Assets

$1.2B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2022

Exam Type

Strategic Plan

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Oct 2026(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$1.2B

Total Deposits

$997M

Net Loans

$885M

Net Income

$5M

ROA

1.66%

ROE

10.14%

Risk-Based Capital

23.61%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate9.81%Peer avg: 9.91%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

4

Branch Deposits

$923M

1-Year Change

0

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202412,92360.59%9.81%
202310,20857.85%9.48%
202212,75760.63%8.09%
202128,29364.91%5.43%
202035,45156.54%5.67%
201920,31364.2%4.89%
201812,44268.98%5.66%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 2017

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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