🏦Bank Scorer

This institution is no longer active

Operations ceased on July 2, 2025. CRA examination history below reflects the period it was active.

NBC OKLAHOMA

OKLAHOMA CITY, OK · Supervised by FDIC

Est. 1931FDIC #4,032RSSD: FDIC-4032
Part ofNBC CORP OF OKLAHOMA→ View all charters
Satisfactory Same

Current rating · Exam: July 2023

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -3.02%

Institution Profile

FDIC BankFind

Address

13401 N Pennsylvania Ave, OKLAHOMA CITY, OK

County

Oklahoma County

Established

August 1, 1931

Total Assets

$894M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2023

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Jul 2027(based on asset size)

Financial Snapshot

As of Q2 2025Call Report / FDIC

Total Assets

$894M

Total Deposits

$809M

Net Loans

$683M

Net Income

$-13,591K

ROA

-3.02%

ROE

-39.27%

Risk-Based Capital

11.11%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate2.47%Peer avg: 7.63%▲ Above avg

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Branch Footprint

FDIC SOD 2025

Total Branches

6

Branch Deposits

$809M

1-Year Change

0

5-year net change: -1 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20248196.3%2.47%
20238988.76%5.62%
201910982.57%9.17%
201813090.77%2.31%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 2002

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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