🏦Bank Scorer

This institution is no longer active

Operations ceased on June 25, 2007. CRA examination history below reflects the period it was active.

NBANK, NATIONAL ASSOCIATION

COMMERCE, GA · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1904FDIC #2,127
Outstanding Up

Current rating · Exam: June 2001

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Institution Profile

FDIC BankFind

Address

1731 North Elm Street, COMMERCE, GA

County

Jackson County

Established

January 1, 1904

Total Assets

$112M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

June 4, 2001

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
⚠️This exam is 25 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

2 previous ratings locked — dating back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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