Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$397M
Total Deposits
$260M
Net Loans
$271M
Net Income
$2M
ROA
1.64%
Above avg for Small banks. Peer avg: 0.44%
ROE
7.30%
Risk-Based Capital
32.94%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 128 | 75% | 7.81% |
| 2023 | 128 | 78.13% | 13.28% |
| 2022 | 171 | 76.02% | 11.70% |
| 2021 | 275 | 85.09% | 9.45% |
| 2020 | 417 | 89.69% | 5.76% |
| 2019 | 204 | 82.84% | 7.35% |
This is the only examination on record for this bank.
Total Branches
6
Branch Deposits
$242M
1-Year Change
0
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Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red