This institution is no longer active
Operations ceased on July 31, 2009. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.6B
Total Deposits
$1.5B
Net Loans
$1.2B
Net Income
$-79,609K
ROA
-9.66%
Below avg for Community banks. Peer avg: 0.90%
ROE
-474.10%
Risk-Based Capital
-0.29%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2018 | 350 | 66.57% | 19.14% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2008 | Satisfactory | Intermediate Small Bank |
| Feb 2005 | Outstanding | Small Bank |
| Oct 1999 | Outstanding | Small Bank |
3 previous ratings locked — back to 1991
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Address
County
Established
Total Assets