BOURBONNAIS, IL · Supervised by FDIC
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$363M
Total Deposits
$293M
Net Loans
$254M
Net Income
$3M
ROA
3.10%
Above avg for Small banks. Peer avg: 0.44%
ROE
20.44%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 210 | 83.81% | 6.19% |
| 2023 | 203 | 82.27% | 2.46% |
| 2022 | 296 | 79.39% | 4.05% |
| 2021 | 402 | 78.86% | 7.46% |
| 2020 | 515 | 75.15% | 6.60% |
| 2019 | 290 | 81.03% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2021 | Satisfactory | Small Bank |
| Jul 2018 | Satisfactory | Small Bank |
| Aug 2015 | Satisfactory | Small Bank |
8 previous ratings locked — back to 1991
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Total Branches
2
Branch Deposits
$283M
1-Year Change
0
5-year net change: -1 branches
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Preview:
| 2018 | 248 | 82.26% | 8.47% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red