Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.1B
Total Deposits
$789M
Net Loans
$804M
Net Income
$3M
ROA
1.08%
Above avg for Community banks. Peer avg: 0.90%
ROE
6.86%
Risk-Based Capital
17.57%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 118 | 64.41% | 17.80% |
| 2023 | 158 | 62.66% | 17.72% |
| 2022 | 206 | 73.3% | 11.65% |
| 2021 | 300 | 71.67% | 10.33% |
| 2020 | 525 | 67.05% | 10.48% |
| 2019 | 311 | 70.1% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2024 | Satisfactory | Intermediate Small Bank |
| Jun 2021 | Satisfactory | Intermediate Small Bank |
| Apr 2018 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1993
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Total Branches
6
Branch Deposits
$777M
1-Year Change
0
5-year net change: -1 branches
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Preview:
| 2018 | 424 | 68.63% | 13.21% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red