Legal name: MOUNTAINONE FINANCIAL, MHC
2 active banks · 2 merged/absorbed · $1.9B combined assets
RSSD ID: 2634212 (FFIEC NIC)
Combined Assets
$1.9B
CRA Rating Summary
Across all 33 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
2 of 2 banks · Meets expectations for community lending
Combined Assets
$1.9B
2 active banks
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$1.5B
Net Income
$5M
ROA (avg)
1.1%
asset-weighted avg
Aggregated HMDA data across all active charters for 2024.
Applications
234
Origination Rate
74.36%
Denial Rate
12.39%
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| MOUNTAINONE BANK | NORTH ADAMS, MA | FDIC | $1.1B | Satisfactory | Oct 2024 |
| MECHANICS COOPERATIVE BANK | TAUNTON, MA | FDIC | $879M | Satisfactory | Nov 2025 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.