MOUNT VERNON, IA · Supervised by FDIC
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$196M
Total Deposits
$165M
Net Loans
$133M
Net Income
$619K
ROA
1.30%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.33%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 128 | 96.88% | 0.78% |
| 2023 | 145 | 97.24% | 1.38% |
| 2022 | 211 | 98.1% | 0.00% |
| 2021 | 228 | 99.56% | 0.44% |
| 2020 | 393 | 98.98% | 0.76% |
| 2019 | 183 | 98.36% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2025 | Satisfactory | Small Bank |
| Jun 2019 | Satisfactory | Small Bank |
| Sep 2013 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
1
Branch Deposits
$150M
1-Year Change
-1
5-year net change: -1 branches
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Preview:
| 2018 | 128 | 99.22% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red