MOULTRIE BANK & TRUST

MOULTRIE, GA · Supervised by FDIC

Est. 2022FDIC #59,285RSSD: FDIC-59285

Satisfactory

Current rating · Exam: November 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.35%

Institution Profile

FDIC BankFind

Website

www.mbtga.com

Address

600 Veterans Parkway North, MOULTRIE, GA

County

Colquitt County

Established

May 9, 2022

Total Assets

$158M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2024

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

Estimated next exam:Nov 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$158M

Total Deposits

$136M

Net Loans

$59M

Net Income

$560K

ROA

1.35%

ROE

10.55%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$125M

1-Year Change

5-year net change: +1 branches

This is the only examination on record for this bank.

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