🏦Bank Scorer

MORTON COMMUNITY BANK

MORTON, IL · Supervised by FDIC

Est. 1961FDIC #18,429RSSD: FDIC-18429
Satisfactory Same

Current rating · Exam: August 2024

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.69%

Institution Profile

FDIC BankFind

Address

721 W Jackson St, MORTON, IL

County

Tazewell County

Established

August 26, 1961

Total Assets

$5.3B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2024

Exam Type

Large Bank

Regulator

FDIC
Estimated next exam:Aug 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$5.3B

Total Deposits

$4.6B

Net Loans

$3.5B

Net Income

$23M

ROA

1.69%

ROE

17.22%

Risk-Based Capital

15.05%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate9.51%Peer avg: 9.91%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

50

Branch Deposits

$4.6B

1-Year Change

-2

5-year net change: +7 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20241,56680.84%9.51%
20231,69979.22%8.83%
20221,51782.33%9.23%
20212,25180.72%8.71%
20202,78980.78%11.55%
20191,38981.07%9.94%
20181,23676.54%14.81%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

8 previous ratings locked — dating back to 1992

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/8b7c1e56-9308-4268-84d5-a8c3ccb4ad93"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: