This institution is no longer active
Operations ceased on April 1, 2026. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.6B
Total Deposits
$1.4B
Net Loans
$1.2B
Net Income
$-1,772K
ROA
-0.45%
Below avg for Community banks. Peer avg: 0.90%
ROE
-3.51%
Risk-Based Capital
16.01%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 240 | 64.17% | 16.67% |
| 2023 | 343 | 69.1% | 16.33% |
| 2022 | 504 | 69.64% | 18.45% |
| 2021 | 733 | 59.62% | 19.10% |
| 2020 | 552 | 67.21% | 16.67% |
| 2019 | 451 | 81.37% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2026 | Satisfactory | Intermediate Small Bank |
| Nov 2022 | Satisfactory | Intermediate Small Bank |
| Feb 2020 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1990
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Total Branches
9
Branch Deposits
$1.3B
1-Year Change
0
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Preview:
Address
County
Established
Total Assets
| 9.98% |
| 2018 | 467 | 82.23% | 12.21% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red