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This institution is no longer active

Operations ceased on December 18, 2010. CRA examination history below reflects the period it was active.

MOORHEAD STATE BANK

MOORHEAD, IA · Supervised by FDIC

Est. 1900FDIC #960RSSD: FDIC-960
Part ofMSB HOLDING CO INC→ View all charters
Satisfactory Same

Current rating · Exam: March 2009

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 3.19%

Institution Profile

FDIC BankFind

Address

124 Oak Street, MOORHEAD, IA

County

Monona County

Established

April 10, 1900

Total Assets

$19M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 2, 2009

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2010Call Report / FDIC

Total Assets

$19M

Total Deposits

$15M

Net Loans

$16M

Net Income

$459K

ROA

3.19%

ROE

15.64%

Risk-Based Capital

24.96%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

7 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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