This institution is no longer active
Operations ceased on February 7, 2005. CRA examination history below reflects the period it was active.
ALPHARETTA, GA · Supervised by FDIC
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$4.8B
Total Deposits
$744M
Net Loans
$3.6B
Net Income
$577M
ROA
13.60%
Above avg for Community banks. Peer avg: 0.90%
ROE
55.65%
Risk-Based Capital
24.66%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2003 | Outstanding | Wholesale/Limited Purpose |
| Jul 1999 | Outstanding | Wholesale/Limited Purpose |
| Nov 1996 | Outstanding | Small Bank |
2 previous ratings locked — back to 1992
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County
Established
Total Assets