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This institution is no longer active

Operations ceased on May 24, 2014. CRA examination history below reflects the period it was active.

MINNWEST BANK SOUTH

TRACY, MN · Supervised by FDIC

Est. 1905FDIC #1,410RSSD: FDIC-1410
Part ofMINNWEST CORP→ View all charters
Satisfactory Same

Current rating · Exam: January 2010

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.81%

Institution Profile

FDIC BankFind

Address

250 Third Street, TRACY, MN

County

Lyon County

Established

January 1, 1905

Total Assets

$204M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2010

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2014Call Report / FDIC

Total Assets

$204M

Total Deposits

$172M

Net Loans

$150M

Net Income

$429K

ROA

0.81%

ROE

7.71%

Risk-Based Capital

14.94%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

5 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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