SAUK CENTRE, MN · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$286M
Total Deposits
$251M
Net Loans
$224M
Net Income
$1M
ROA
1.54%
Above avg for Small banks. Peer avg: 0.44%
ROE
15.04%
Risk-Based Capital
13.07%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 117 | 96.58% | 3.42% |
| 2023 | 104 | 98.08% | 0.00% |
| 2022 | 133 | 98.5% | 0.75% |
| 2021 | 122 | 98.36% | 0.82% |
| 2020 | 107 | 97.2% | 0.93% |
| 2019 | 83 | 97.59% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2020 | Outstanding | Small Bank |
| Jun 2015 | Outstanding | Small Bank |
| Jan 2010 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1992
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Total Branches
3
Branch Deposits
$242M
1-Year Change
0
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Preview:
| 2018 | 86 | 94.19% | 3.49% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red