🏦Bank Scorer

MILLENNIUM BANK

DES PLAINES, IL · Supervised by FDIC

Est. 2007FDIC #58,348RSSD: FDIC-58348
Part ofMILLENNIUM BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: January 2026

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.62%

Institution Profile

FDIC BankFind

Address

2077 Miner St, DES PLAINES, IL

County

Cook County

Established

July 2, 2007

Total Assets

$835M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2026

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Jan 2030(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$835M

Total Deposits

$679M

Net Loans

$667M

Net Income

$1M

ROA

0.62%

ROE

6.39%

Risk-Based Capital

12.89%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

3

Branch Deposits

$660M

1-Year Change

+2

5-year net change: +2 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 2010

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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