Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$835M
Total Deposits
$679M
Net Loans
$667M
Net Income
$1M
ROA
0.62%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.39%
Risk-Based Capital
12.89%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 98 | 71.43% | 13.27% |
| 2022 | 196 | 70.92% | 11.22% |
| 2021 | 129 | 64.34% | 14.73% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2026 | Satisfactory | Intermediate Small Bank |
| Mar 2023 | Satisfactory | Small Bank |
| Mar 2017 | Satisfactory | Small Bank |
2 previous ratings locked — back to 2010
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Total Branches
3
Branch Deposits
$660M
1-Year Change
+2
5-year net change: +2 branches
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