This institution is no longer active

Operations ceased on January 1, 1996. CRA examination history below reflects the period it was active.

MILES SAVINGS BANK

MILES, IA · Supervised by FDIC

Est. 1905FDIC #1,551RSSD: FDIC-1551

Part ofCHADWICK BANCSHARES INC→ View all charters

Satisfactory Same

Current rating · Exam: February 1995

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.87%

Institution Profile

FDIC BankFind

Address

Main Street, MILES, IA

County

Jackson County

Established

January 1, 1905

Total Assets

$31M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 1995

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1995Call Report / FDIC

Total Assets

$31M

Total Deposits

$27M

Net Loans

$21M

Net Income

$250K

ROA

0.87%

ROE

7.72%

Risk-Based Capital

13.96%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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