This institution is no longer active
Operations ceased on August 9, 2008. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$789M
Total Deposits
$591M
Net Loans
$640M
Net Income
$4M
ROA
0.91%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.66%
Risk-Based Capital
10.74%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,784 | 71.58% | 18.39% |
| 2020 | 4,515 | 78.25% | 8.64% |
| 2019 | 2,957 | 76.26% | 12.24% |
| 2018 | 1,875 | 73.81% | 14.56% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2006 | Satisfactory | Intermediate Small Bank |
| Jan 2004 | Satisfactory | Small Bank |
| Feb 1999 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1990
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Total Assets