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This institution is no longer active

Operations ceased on February 13, 2026. CRA examination history below reflects the period it was active.

MIDWESTONE BANK

IOWA CITY, IA · Supervised by FDIC

Est. 1934FDIC #14,843RSSD: FDIC-14843
Part ofMIDWESTONE FINANCIAL GROUP INC→ View all charters
Satisfactory Same

Current rating · Exam: October 2025

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.12%

Institution Profile

FDIC BankFind

Address

102 S Clinton St, IOWA CITY, IA

County

Johnson County

Established

October 15, 1934

Total Assets

$6.3B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2025

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Oct 2029(based on asset size)

Financial Snapshot

As of Q4 2025Call Report / FDIC

Total Assets

$6.3B

Total Deposits

$5.5B

Net Loans

$4.5B

Net Income

$70M

ROA

1.12%

ROE

10.22%

Risk-Based Capital

14.02%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

59

Branch Deposits

$5.4B

1-Year Change

+1

5-year net change: +1 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

13 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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