This institution is no longer active
Operations ceased on December 31, 2022. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$327M
Total Deposits
$273M
Net Loans
$203M
Net Income
$966K
ROA
0.59%
Above avg for Small banks. Peer avg: 0.44%
ROE
4.13%
Risk-Based Capital
26.09%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2022 | 1,016 | 73.62% | 3.74% |
| 2021 | 2,976 | 79.5% | 3.43% |
| 2020 | 3,468 | 79.64% | 3.00% |
| 2019 | 2,006 | 76.02% | 5.48% |
| 2018 | 1,503 | 76.78% | 4.13% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2016 | Satisfactory | Small Bank |
| Apr 2010 | Satisfactory | Small Bank |
| Jul 2004 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1992
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Total Assets