This institution is no longer active

Operations ceased on May 14, 2010. CRA examination history below reflects the period it was active.

MIDWEST BANK AND TRUST COMPANY

ELMWOOD PARK, IL · Supervised by FDIC

Est. 1959FDIC #18,117RSSD: FDIC-18117

Part ofFIRST MIDWEST CORP OF DELAWARE→ View all charters

Outstanding Up

Current rating · Exam: March 1995

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -12.90%

Institution Profile

FDIC BankFind

Address

1606 North Harlem Avenue, ELMWOOD PARK, IL

County

Cook County

Established

December 10, 1959

Total Assets

$3.2B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 1, 1995

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2010Call Report / FDIC

Total Assets

$3.2B

Total Deposits

$2.4B

Net Loans

$2.0B

Net Income

$-106,386K

ROA

-12.90%

ROE

-312.02%

Risk-Based Capital

2.86%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 2 exams

1 previous rating locked — dating back to 1993

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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