This institution is no longer active

Operations ceased on October 20, 2014. CRA examination history below reflects the period it was active.

MIDTOWN BANK & TRUST COMPANY

ATLANTA, GA · Supervised by FDIC

Est. 2003FDIC #57,580RSSD: FDIC-57580

Satisfactory Same

Current rating · Exam: October 2011

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.46%

Institution Profile

FDIC BankFind

Address

712 West Peachtree Street, ATLANTA, GA

County

Fulton County

Established

October 30, 2003

Total Assets

$215M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2011

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 14 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2014Call Report / FDIC

Total Assets

$215M

Total Deposits

$173M

Net Loans

$148M

Net Income

$715K

ROA

0.46%

ROE

4.64%

Risk-Based Capital

11.87%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2006

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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