COUNCIL BLUFFS, IA · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$631M
Total Deposits
$543M
Net Loans
$420M
Net Income
$2M
ROA
1.37%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.12%
Risk-Based Capital
17.83%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 101 | 87.13% | 1.98% |
| 2023 | 122 | 97.54% | 0.82% |
| 2022 | 177 | 92.09% | 4.52% |
| 2021 | 178 | 89.89% | 2.25% |
| 2020 | 136 | 92.65% | 2.94% |
| 2019 | 121 | 91.74% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2023 | Satisfactory | Intermediate Small Bank |
| Jul 2020 | Satisfactory | Intermediate Small Bank |
| Apr 2017 | Satisfactory | Intermediate Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
10
Branch Deposits
$538M
1-Year Change
0
5-year net change: -1 branches
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Preview:
| 2018 | 91 | 74.73% | 4.40% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red