Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$1.0B
Total Deposits
$842M
Net Loans
$687M
Net Income
$3M
ROA
1.22%
Above avg for Community banks. Peer avg: 0.90%
ROE
9.48%
Risk-Based Capital
18.10%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2020 | 172 | 80.81% | 4.07% |
| 2019 | 699 | 77.83% | 7.87% |
| 2018 | 854 | 75.29% | 9.13% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2008 | Outstanding | Intermediate Small Bank |
| Jun 2005 | Satisfactory | Small Bank |
| Jul 2002 | Satisfactory | Large Bank |
5 previous ratings locked — back to 1992
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Exam dates and details are paywalled
Total Branches
16
Branch Deposits
$894M
1-Year Change
+2
5-year net change: +3 branches
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