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This institution is no longer active

Operations ceased on April 17, 2020. CRA examination history below reflects the period it was active.

MIDCOAST COMMUNITY BANK

WILMINGTON, DE · Supervised by FDIC

Est. 2007FDIC #58,498RSSD: FDIC-58498
Part ofMIDCOAST COMMUNITY BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: October 2015

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.48%

Institution Profile

FDIC BankFind

Address

4900 Kirkwood Highway, WILMINGTON, DE

County

New Castle County

Established

March 15, 2007

Total Assets

$270M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2015

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 10 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2020Call Report / FDIC

Total Assets

$270M

Total Deposits

$212M

Net Loans

$229M

Net Income

$324K

ROA

0.48%

ROE

4.72%

Risk-Based Capital

12.63%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 2009

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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