Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$662M
Total Deposits
$591M
Net Loans
$437M
Net Income
$1M
ROA
0.87%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.52%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 246 | 59.35% | 8.13% |
| 2023 | 280 | 55.36% | 10.36% |
| 2022 | 231 | 63.64% | 10.82% |
| 2021 | 450 | 64.67% | 11.78% |
| 2020 | 536 | 66.6% | 11.94% |
| 2019 | 439 | 59.68% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2022 | Satisfactory | Intermediate Small Bank |
| Oct 2019 | Satisfactory | Intermediate Small Bank |
| Jan 2016 | Satisfactory | Intermediate Small Bank |
5 previous ratings locked — back to 1990
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Exam dates and details are paywalled
Total Branches
6
Branch Deposits
$583M
1-Year Change
0
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Preview:
| 2018 | 232 | 74.57% | 15.95% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red