🏦Bank Scorer

This institution is no longer active

Operations ceased on November 30, 2001. CRA examination history below reflects the period it was active.

MID TOWN BANK & TRUST COMPANY OF CHICAGO

CHICAGO, IL · Supervised by FDIC

Est. 1974FDIC #21,449RSSD: FDIC-21449
Part ofMID TOWN BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: December 2000

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.23%

Institution Profile

FDIC BankFind

Address

2021 North Clark Street, CHICAGO, IL

County

Cook County

Established

February 22, 1974

Total Assets

$309M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2000

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 25 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2001Call Report / FDIC

Total Assets

$309M

Total Deposits

$278M

Net Loans

$214M

Net Income

$3M

ROA

1.23%

ROE

16.80%

Risk-Based Capital

10.86%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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