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This institution is no longer active

Operations ceased on March 30, 2011. CRA examination history below reflects the period it was active.

METROPOLITAN BANK AND TRUST COMPANY

CHICAGO, IL · Supervised by FDIC

Est. 1914FDIC #912RSSD: FDIC-912
Part ofMETROPOLITAN BANK GROUP INC→ View all charters
Satisfactory Same

Current rating · Exam: August 2008

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.38%

Institution Profile

FDIC BankFind

Address

2201 West Cermak Road, CHICAGO, IL

County

Cook County

Established

April 18, 1914

Total Assets

$307M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2008

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2010Call Report / FDIC

Total Assets

$307M

Total Deposits

$274M

Net Loans

$241M

Net Income

$-4,468K

ROA

-1.38%

ROE

-15.65%

Risk-Based Capital

13.94%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

5 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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