This institution is no longer active
Operations ceased on January 1, 2006. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$69M
Total Deposits
$56M
Net Loans
$44M
Net Income
$458K
ROA
0.66%
Above avg for Small banks. Peer avg: 0.44%
ROE
5.14%
Risk-Based Capital
19.73%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 132 | 68.18% | 20.45% |
| 2020 | 154 | 69.48% | 18.18% |
| 2019 | 195 | 75.9% | 14.36% |
| 2018 | 266 | 78.95% | 11.65% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2005 | Satisfactory | Small Bank |
| Oct 1999 | Outstanding | Small Bank |
| Oct 1996 | Outstanding | Small Bank |
2 previous ratings locked — back to 1993
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Total Assets