This institution is no longer active

Operations ceased on August 22, 1996. CRA examination history below reflects the period it was active.

MERCANTILE BANK OF TOPEKA

TOPEKA, KS · Supervised by FDIC

Est. 1888FDIC #4,783RSSD: FDIC-4783

Part ofU.S. Bancorp→ View all charters

Outstanding

Current rating · Exam: March 1996

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.73%

Institution Profile

FDIC BankFind

Address

Eighth And Jackson Streets, TOPEKA, KS

County

Shawnee County

Established

July 12, 1888

Total Assets

$229M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 1, 1996

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1996Call Report / FDIC

Total Assets

$229M

Total Deposits

$172M

Net Loans

$158M

Net Income

$2M

ROA

1.73%

ROE

22.25%

Risk-Based Capital

12.91%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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