Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$879M
Total Deposits
$681M
Net Loans
$722M
Net Income
$2M
ROA
1.13%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.84%
Risk-Based Capital
15.29%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 116 | 84.48% | 6.90% |
| 2023 | 142 | 79.58% | 8.45% |
| 2022 | 143 | 75.52% | 10.49% |
| 2021 | 230 | 80% | 3.91% |
| 2020 | 279 | 67.38% | 6.81% |
| 2019 | 193 | 69.95% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2025 | Satisfactory | Intermediate Small Bank |
| Sep 2022 | Satisfactory | Intermediate Small Bank |
| Dec 2018 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1990
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Total Branches
10
Branch Deposits
$657M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 242 | 71.9% | 14.05% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red