Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$885M
Total Deposits
$770M
Net Loans
$717M
Net Income
$1M
ROA
0.64%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.08%
Risk-Based Capital
16.27%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,315 | 68.9% | 12.32% |
| 2020 | 1,900 | 81.63% | 7.68% |
| 2019 | 1,907 | 71.58% | 11.69% |
| 2018 | 887 | 84.55% | 7.10% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
Last 12 Months
95
Since 2018
582
all complaints on record
Monetary Relief
2.7%
% of complaints where company provided monetary relief
Untimely Response
0%
% exceeding CFPB's 15-day response window
Complaints by Product Type
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2024 | Satisfactory | Intermediate Small Bank |
| Sep 2021 | Satisfactory | Intermediate Small Bank |
| Dec 2018 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1995
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Total Branches
9
Branch Deposits
$752M
1-Year Change
0
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Monthly Complaints (2021–present)
| Month | Complaints | With Monetary Relief |
|---|---|---|
| August 2025 | 7 | 3 |
| September 2025 | 7 | 0 |
| October 2025 | 10 | 0 |
| November 2025 | 13 | 0 |
| December 2025 | 5 | 0 |
| January 2026 | 4 | 0 |
| February 2026 | 8 | 1 |
| March 2026 | 8 | 0 |
| April 2026 | 6 | 0 |
| May 2026 | 8 | 0 |
| June 2026 | 8 | 0 |
Data through Jun 2026.Last 12 months shown — unlock full history.
Full 2021–present history available — unlock this bank for $9 one-time.